Managing cash flow indicates the difference between a successful company and otherwise. Based on a study, 30% of businesses fail because the money runs out, and 60% of small business…
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A business should have contingency and immediately take action to avoid insolvency — before it’s too late. Here are the warning signs your business is in financial distress and has…
Do you ever feel as though life gives you financial challenges at the worst times? When you’re faced with an unexpected expense, getting a small loan is one way to…
According to Money Magazine, the majority of the Australian population (86%, to be exact) are unaware of how much cash they are spending each month, even though it may cause…
Creating a budget for you and your household is one of the best ways to remain financially savvy. This is advice that most people receive when they’re learning how to…
A budget variance is the difference between an actual amount and a planned or budgeted amount in an accounting category. It can be positive variances (gains) — where expenses are…
“If you rent, the rent goes up every year. But if you buy a 30-year mortgage, the cost is fixed.” — John Paulson, American investor & hedge fund manager If…
Mutual Funds Mutual funds are instruments for investment — consist of a pool of funds collected from many investors. These are then invested in securities like bonds, stocks, money market…
A credit check is an anxiety-inducing process, even for those with a spotless credit record. Credit provider runs a credit check to request information relating to your history of debt…
Budgeting is one of the best tools to get the most out of your money. A budget isn’t meant to make life complicated. It’s just a simple plan — showing…